Payments, remittances, micro-crediting







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Apr. 21, 2018

May. 31, 2018


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9 days left

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Idea and Token

The decentralised platform of Uulala allows organising the most popular financial transactions among migrants and poor people: instant money transfers with a small commission between employees and dependent family members; remote payment of a variety of bills; micro loans for people who do not have a credit history.

UULA Tokens are the key to using the Uulala decentralised loading system and microcredit offers.  They manage the contract security, transfer, network fees, monitoring, and management of the entire smart contract process. UULA is a digital token deployed on Uulala’s blockchain built on the open source MultiChain blockchain. UULA is the in-app currency that powers the Uulala platform. UULA token serves as a method of validating the user’s interactions with Uulala and will allow users to buy, execute, and conduct transactions on the platform. In the future, UULA will serve as access for an open microcredit offer blockchain managed and united view within the Uulala platform.


The company began its journey in 2016. Until the present moment, it was growing due to the money of investors (about $ 5 000 000 000 involved). From the Whitepaper of the project, it is clear that Uulala has repeatedly answered uncomfortable questions from investors and now understands the portrait of its customer with all the problems to solve, and use-cases.

The Uulala team consists of 12 people. We checked the LinkedIn profiles. All of them correspond to real people. The project participants have vast experience in the field of fintech projects. The Uulala business focuses on LATAM and the team is well-versed in this market.

From the technologic point of view Uulala incorporates own patent pending decentralised database technology. Fragmentation and replication ensuring resiliency and availability. As a blockchain platform Uulala has chosen MultiChain what looks reasonable with relation to the performance.

We consider Uulala to be an interesting and strong project with an understandable problem, thoroughly thought-out business model, clear vision and market focus.

Uulala is a minority-owned US-based corporation with the majority of shareholders being rst or second generation Latin Americans. Uulala is a mission-driven organization to facilitate and accelerate the nancial inclusion of the under-banked and unbanked population across the Americas. Uulala empowers the under-banked communities of the world through the Uulala platform by providing nancial tools for them to build credit, send money, participate in ecommerce and elevate out of a cash only environment. Uulala will drive change and betterment for Latino culture through the massive social impact their banking platform and mobile app can have on a culture that lacks trust in traditional banking systems. e Uulala platform not only provides ways for Latinos to participate in secure nancial transactions, build credit and provide remittance services but also gain access to entertainment and shopping services that were once out of reach because of their banking status.

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